When travelling outside the province of your residence, please make sure you have taken out an Accident/Sickness Insurance Policy to cover you over and above your provincial health plan.  If you have purchased medical protection, either from Hanover Holiday Tours or your Travel Agent, be sure to call the 24-hour travel assistance line within the time specified on your policy should you need medical assistance.  Failure to contact the assistance provider may result in the compensation being declined or substantially reduced.  If you wish, please ask your tour director for assistance.